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Fintech Software Development Company

Build secure, scalable fintech products with a partner that understands regulations, risk, and performance. We design and develop digital banks, e-wallets, lending platforms, insurance solutions, and payment software compliant with PCI DSS, AML, KYC, and global security standards. From AI-driven scoring to blockchain payments and high-load transaction systems. Get a consultation to estimate time, budget, and tech roadmap for your product.

Fintech Software Development Services

Get end-to-end product development, from discovery and UI/UX to architecture, engineering, security, launch, and maintenance. We build full-cycle fintech systems with predictable delivery, transparent pricing, and measurable business outcomes. Request a consultation to get a clear roadmap.

Core Fintech Software Development

We build secure, compliant, high-load financial platforms for startups and enterprises. Our expertise includes digital banking, payment processing, investment platforms, and AI-driven financial automation aligned with PCI DSS, AML, KYC, and market regulations.

Mobile & Web Fintech Apps

We create high-performance mobile and web applications for banks, neobanks, exchanges, lending companies, and other fintech businesses. Our solutions support scalable growth, instant payments, fraud prevention, and advanced analytics.

Blockchain & Web3 Fintech Solutions

We integrate blockchain into financial products: tokenization, crypto wallets, stablecoin payments, smart-contract settlement, security scoring systems, and DeFi infrastructure. We deliver trustworthy systems with audited smart contracts and institutional-grade custody.

Online Banking & Digital Wallet Development

We develop neobanks, e-wallets, and payment ecosystems with secure onboarding, card issuing, identity verification, AML monitoring, and real-time transaction analytics. All solutions meet banking security standards.

Payment System Development

We develop PCI DSS–compliant payment gateways, processors, and billing systems with multi-currency support and AML protection. Boost transaction speed, reduce fraudulent behavior, and cut operational costs with automation and AI monitoring.

Lending & Scoring Platforms

We create automated lending solutions powered by AI scoring, risk modeling, identity verification, income analysis, and AML monitoring. Reduce risk, automate underwriting, and accelerate loan approvals.

Trade & Exchange Platform Development

We build crypto and fiat trading platforms with liquidity modules, blockchain auditability, order matching engines, wallets, and secure transaction layers. Designed to support high-frequency trading and multi-asset exchanges.

Technology Capabilities

Our solutions are powered by modern, enterprise-grade technologies that increase automation, security, and performance.

Fintech mobile application development Icon

Blockchain Development

for secure transactions and asset tokenization.

AI and ML Implementation

for scoring, fraud analytics, and automation.

Custom Fintech Software Development Icon

Cryptocurrency Integration

for seamless on/off-ramp payments.

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Technologies We Use

We build secure, high-performance fintech products using modern architectures, battle-tested programming languages, and global compliance standards. Our engineers apply deep expertise in blockchain, AI, cloud infrastructure, and banking-grade encryption to deliver scalable and regulatory-compliant financial solutions.

Leverage advanced tech stacks trusted by banks, exchanges, and fintech innovators.

Backend

Mobile and Application Development

Blockchain Platform

Frontend

DevOps

QA and Testing

UI/UX Design

Why Choose ilink Company for Development?

100 +

99.98% system uptime on high-load financial infrastructures handling large throughput.

100

99.98% system uptime on high-load financial infrastructures handling large throughput.

18 +

Fintech solutions operating in 18 countries, compliant with regional and global regulations

100

100+ financial smart contracts deployed & audited for banking, DeFi, insurance, and lending platforms

Continuous Technical Support

Our senior fintech and Web3 engineers deliver fast, reliable development backed by robust architecture and ongoing support. We help your product scale while minimizing operational risks.

Secure, Scalable Fintech Solutions

We deliver PCI DSS and KYC/AML-ready systems with high-load resilience, strong architecture, and predictable scalability. Your product remains secure, stable, and ready for long-term growth.

Clear Timelines, Cost Visibility

You receive clear timelines, cost visibility, and structured communication at every stage. Our processes ensure full transparency, accurate estimates, and controlled project execution.

Ready-Made Fintech Products

Accelerate time to market with customizable neobanks, crypto wallets, and payment solutions. Our white-label modules integrate quickly, reducing development risks and upfront investment.

Cost of Fintech Development

These solutions cost $50,000, driven by compliance, PCI DSS, AML/KYC, payment integrations, and data security. Building a mobile bank or e-wallet requires transaction logic, anti-fraud systems, and regulatory approvals, increasing both cost and responsibility. Get a detailed customized cost and timeline estimation based on your technical requirements.

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Industry Experience of Developers

Fintech

We build secure fintech platforms, digital banks, e-wallets, and payment solutions trusted by companies in 10+ countries.

Banking

Development of high-security banking systems with strict compliance (PCI DSS, KYC/AML) and reliable transaction processing.

Payment

Cross-border payment solutions with instant settlement, crypto integration, and low-fee transaction pipelines.

Retail and eCommerce

We create platforms that enhance supply-chain transparency, product verification, and seamless omnichannel transactions.

Lending

Development of lending platforms with automated scoring, smart contracts, and secure loan lifecycle management.

Social Networking

Apps with enhanced privacy, decentralized identity, and new monetization models for user-controlled interactions.

Travel & Hospitality

Booking, loyalty, and payment apps designed for global scale, secure transactions, and seamless user experiences.

Logistic & Distribution

Solutions with real-time tracking, data transparency, and automated workflow orchestration across the supply chain.

Edtech

Secure credential verification platforms, LMS systems, and AI-powered learning applications.

Media & Entertainment

We build platforms for copyright protection, content monetization, and fair compensation for creators.

Startups

From MVP to scalable platforms we help startups launch faster, reduce development costs, and attract investors.

Case Studies

Smartbox

Smartbox is an AI-powered online marketplace that personalizes product search and recommendations for each user. Using an ML semantic matching model and a custom e-commerce engine, the platform connects buyers, sellers, and SuperApp services through secure crypto payments and intelligent product discovery.

Oil-Token

Oil-Token is a decentralized platform that connects independent traders and institutional investors with tokenized assets from the energy sector. The project delivers secure long-term investment opportunities backed by real oil production, allowing users to purchase tokenized commodities, track yield from asset growth, or trade commercial oil directly through a web application integrated with blockchain technology.

AVATA

AVATA is a decentralized launch and liquidity platform built on the Avalanche network. We designed and developed the full ecosystem, from token IDO to staking, lending, and liquidity pools. The platform was launched successfully, and the AVAT token passed its IDO stage with scalable smart contract infrastructure ready for further growth.

Wallet Guardian

Wallet Guardian is a Chrome browser extension powered by AI that scores token contracts in Ethereum and BSC networks. Designed to protect everyday users from scams, the system analyzes smart contracts, domain risks, exchange listings, liquidity metrics, and historical token activity to identify fraud before a transaction is executed. The product has helped users avoid millions in losses and is actively integrated into third-party systems via API.

Latest Posts

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How to Choose a Company for the Development of a Fintech Startup

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July 17, 2023

What is Fintech

Fintech, short for financial technology, has become widely recognized as any advancement in finance that enhances accessibility to financial services for the public and businesses alike.

September 17, 2024

Using Blockchain in Finance

In this article, we will look at the application of blockchain in finance and explore its benefits, use cases, and future potential in transforming financial services.

June 18, 2025

Fintech Business Solutions for Modern Enterprises: Unlocking Efficiency Through Automation and AI

This article explores how fintech is unlocking operational efficiency and strategic agility for modern businesses.

November 14, 2025

AI in Fintech: How Artificial Intelligence Is Transforming Financial Technologies

Payment systems, banks, neobanks, investment platforms are actively implementing artificial intelligence to improve efficiency and enhance security.

June 19, 2025

Fintech Trends in Decentralized Finance: How DeFi Is Influencing Traditional Banking Models

This article explores the latest fintech trends in DeFi and examines how these innovations are influencing, complementing, and, in some cases, replacing traditional banking models.

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