White Label Core Banking and Back-Office Platform
Run payments, compliance, pricing and financial products from one core under your brand. Our white label core banking platform gives fintech companies a ready core ledger and back office, deployed in the cloud or on-premise, with launch measured in weeks instead of long custom development timelines.
What the White Label Core Banking Platform Includes
Core banking, back-office operations, payments, compliance and product management in one modular platform.
01
Core Ledger
Synthetic and analytical accounts, multi-currency accounting, virtual transactions and automatic reconciliation for complex financial products.
02
Omnichannel Payment Engine
SWIFT, SEPA, BSB, IFSC, internal transfers, B2B, P2P, recurring and bulk payments in one engine with cascading limits.
03
Compliance and Risk Control
Maker-checker approval, KYC/KYB integrations, sanctions, PEP and adverse media screening, KYT monitoring, real-time alerts and scoring.
04
Tariffs and Monetization
Smart tariffs, commission matrices, discount and cap rules, tariff inheritance, spread management and slippage control.
05
Card Issuing
Virtual and physical cards with PIN management, velocity limits, card freezing and territorial restrictions.
06
Deposits and Lending
Deposit products, automated underwriting, lending schedules, overdue control, penalties and NPL reservation.
07
360° CRM and Agent Network
Client view with tickets and history, mass onboarding via XLSX/CSV, agent hierarchy and automated rewards.
08
Fiat and Crypto on One Core
Fiat APIs, blockchain nodes, ERC-20 assets, custodial and non-custodial wallets and liquidity monitoring.
09
Islamic Banking
Sharia-compliant models: Murabaha, Ijarah, profit-sharing logic, separated accounting pools and Zakat calculation.
One Core Instead of Fragmented Tools
Fintech companies usually choose between slow custom development, expensive legacy systems that are hard to customize, and basic SaaS tools that limit control over data and product logic. A white label core closes that gap: one modular environment for payments, compliance, client management, tariffs, risks, reporting and product configuration, with less manual work thanks to automatic reconciliation and automated compliance workflows. The platform is deployed under your brand, in the cloud or on-premise, so you keep control over data, customization and how the product scales. Classic and Islamic banking products can run on the same core.
Additional Services
The core is the starting point. ilink’s team adapts it to your business and builds what sits on top of it.
Custom Modules and Product Logic
New financial products, workflows and rules built on top of the core — see our banking software development services.
Customer-Facing Apps
Web and mobile apps for iOS and Android connected to the core.
Integrations
Connection to your payment providers, KYC and screening vendors, blockchain infrastructure and internal systems.
Legacy Modernization
A move from hard-to-customize legacy software to a modular core, as part of our banking software modernization work.
Dedicated Team
A dedicated development team to extend the platform after launch.
Support and Scaling
Monitoring, updates and new modules as volumes and product lines grow.
VABS
VABS is a white-label Back-Office & Core Banking platform from ilink for fintech companies that need to launch and manage financial products faster. VABS supports 9 payment scenarios in one omnichannel engine, including SWIFT, SEPA, BSB, IFSC, internal transfers, B2B, P2P, recurring, and bulk payments. The platform also includes 10+ compliance and risk-control tools, such as Maker-Checker logic, KYC/KYB, sanctions screening, PEP checks, KYT monitoring, alerts, scoring, and temporary blocking. For business monetization, VABS provides 8+ controls for tariffs, fees, spreads, and pricing logic, while its 360° client view helps teams manage operations, support, risk, and segmentation from one interface. Businesses can deploy the platform through 2 infrastructure models: cloud or on-premise, keeping stronger control over data, customization, and scaling.
Want to see the core in action?
Request a demo of the white label core banking platform.
How the Launch Works
Launch is measured in weeks instead of long custom development timelines.
1. Demo and scope.
You see the platform live and agree on products, payment scenarios and modules.
2. Configuration.
Tariffs, limits, products, roles and your brand are set up in the back office.
3. Compliance workflows.
Maker-checker rules, screening, monitoring and alerts are configured for your processes.
4. Integrations.
The core is connected to your payment, KYC and blockchain providers and internal systems.
5. Testing and launch.
Payment flows, reconciliation and reporting are tested, then the platform goes live.
6. Support and growth.
New products and modules are added as your business grows.
Why Choose White Label Core Banking and Back-Office Platform from ilink
60 +
In-house IT specialists
14
Years in IT
100 +
Worldwide Clients
100
Software Projects Delivered
Continuous Technical Support
Senior fintech and Web3 engineers who keep your product stable, fast, and scalable.
Secure, Scalable Fintech Solutions
KYC/AML-ready systems built for high loads and long-term growth.
Clear Timelines, Cost Visibility
Transparent estimates, clear milestones, and predictable delivery.
Ready-Made Fintech Products
White-label neobanks, wallets, and payments to launch under your brand faster.
FAQ
What is considered core banking?
Core banking is the central system of a financial product: it keeps accounts and balances, processes transactions and applies products, tariffs and limits. Customer apps, payments and compliance tools all work on top of it.
How fast can we launch on a white label core?
Launch is measured in weeks instead of long custom development timelines. The exact timeline depends on the products, payment scenarios and integrations you need.
Can the platform integrate with our existing systems?
Yes. The core connects to payment providers, KYC and screening vendors, blockchain infrastructure and your internal systems.
Can the platform run on-premise?
Yes. It can be deployed in the cloud or on-premise, under your brand.
Can we see the platform before deciding?
Yes. Request a demo and we’ll walk you through the working platform.
Run your financial products on one core
Leave a request and we’ll show you the platform and discuss how it fits your product.
