White Label Neobank Platform for Fiat and Crypto
Launch a neobank under your brand in 2–4 months instead of the traditional 12–18. Our white label neobank platform combines fiat banking and crypto in one modular, API-first system, with ready web, iOS, Android and back-office interfaces, so your team starts from a working product, not an empty repository.
What the White Label Neobank Platform Includes
A modular platform with the banking, payment, crypto and compliance layers already built. You choose the modules your product needs and add more as you grow.
01
Multi-Currency Accounts and IBAN
Give customers multi-currency accounts with IBAN and manage balances, tariffs, commissions and limits from one core.
02
SEPA and SWIFT Payments
Route transfers through SEPA and SWIFT, with limits and fees configured for each product and customer segment.
03
Card Module
Add card logic to your product and manage cards together with accounts and transactions in the same back office.
04
BaaS API for Embedded Finance
Embed accounts and payments into an existing product through the BaaS API when banking is a feature, not the whole business.
05
Crypto Wallets and Processing
Run custodial and non-custodial modules, crypto processing, invoices and crypto payments next to fiat accounts.
06
KYC/KYB and AML-Ready Workflows
Onboard individuals and businesses with KYC/KYB verification flows and AML-ready processes built into the platform.
07
Security and Access Control
2FA, granular admin roles, configurable limits and tools for fraud and operational risk control.
08
Unified Back Office
Manage users, accounts, transactions, notifications, fees, limits and business settings from one back office.
Fiat and Crypto in One Platform, SaaS or Your Own Code
Most platforms make you choose: enterprise banking systems that take years to implement, BaaS providers with limited crypto, or crypto-only products with weak fiat functionality. Here fiat banking, crypto operations, payment processing and Web3 tools run on one infrastructure. A customer’s accounts, cards and crypto balances live in the same app, and your team manages all of them from the same back office. You also choose how you own the product. SaaS/PaaS deployment is the fastest route to an MVP, with ilink running the infrastructure. A Source Code License gives you the code itself: on-premises deployment, no vendor lock-in and full control over how the product scales.
Additional Services
The platform is the starting point. ilink’s team adapts it to your product and keeps developing it with you.
Branding and UI/UX Design
Your logo, colors and user flows across web and mobile apps, designed by our UI/UX team.
Mobile Apps for iOS and Android
Native iOS and Android apps come with the platform; our mobile development team adapts them to your product.
Custom Modules
When your product needs something the standard modules don’t cover, the same team builds it — see our banking software development services.
Integrations
We connect the platform to the banking, payment, KYC and crypto providers you work with and to your internal systems.
Dedicated Team
A dedicated development team to extend the product after launch.
Support and Scaling
Monitoring, updates and new modules as your customer base and product line grow.
Want to see the platform in action?
Request a demo of the white label neobank platform.
How the Launch Works
Launch takes 2–4 months, compared with 12–18 months for a traditional build.
1. Demo and scope.
You see the platform live and agree which modules your product needs.
2. Branding and configuration.
Your brand, tariffs, limits, commissions and user flows are set up.
3. Integrations.
The platform is connected to your banking, payment, KYC and crypto providers.
4. Testing.
Payment flows, onboarding, roles and limits are tested end to end.
5. Launch.
Web, iOS and Android apps and the back office go live.
6. Support and growth.
New modules and features are added as the product grows.
1ndex Neobank
1ndex Neobank is a modular API-first digital banking platform from ilink that helps businesses launch neobank, fintech, embedded finance, and crypto-enabled products faster. It combines fiat banking + crypto/Web3 in one ecosystem, with 5 banking modules from launch: multi-currency accounts, IBAN, SEPA/SWIFT routing, cards, and BaaS API. The platform reduces Time-to-Market to a 2–4 month launch model and includes 4 ready interface layers: web, iOS, Android, and back-office. With 6 built-in compliance and security controls and 2 deployment models: SaaS/PaaS or Source Code License, businesses can launch faster, keep more control, and scale without vendor lock-in.
VABS
VABS is a white-label Back-Office & Core Banking platform from ilink for fintech companies that need to launch and manage financial products faster. VABS supports 9 payment scenarios in one omnichannel engine, including SWIFT, SEPA, BSB, IFSC, internal transfers, B2B, P2P, recurring, and bulk payments. The platform also includes 10+ compliance and risk-control tools, such as Maker-Checker logic, KYC/KYB, sanctions screening, PEP checks, KYT monitoring, alerts, scoring, and temporary blocking. For business monetization, VABS provides 8+ controls for tariffs, fees, spreads, and pricing logic, while its 360° client view helps teams manage operations, support, risk, and segmentation from one interface. Businesses can deploy the platform through 2 infrastructure models: cloud or on-premise, keeping stronger control over data, customization, and scaling.
Why Choose the Neobank platform from ilink
60 +
In-house IT specialists
4
Market launch in 2–4 months
20 +
Clients utilized the company's ready-made solutions
5
Ready-made bank modules
Continuous Technical Support
Senior fintech and Web3 engineers who keep your product stable, fast, and scalable.
Secure, Scalable Fintech Solutions
KYC/AML-ready systems built for high loads and long-term growth.
Clear Timelines, Cost Visibility
Transparent estimates, clear milestones, and predictable delivery.
Ready-Made Fintech Products
White-label neobanks, wallets, and payments to launch under your brand faster.
FAQ
How long does it take to launch a white label neobank?
On average, configuring the ready-made product to your requirements and applying branding takes 2–4 months, after which you can launch to market. Exact timelines depend on the specific modules and integrations your product requires.
What is the difference between a white label neobank platform and BaaS?
BaaS providers supply banking services such as accounts, cards and payments through APIs. A white label platform is the product your customers see and your team runs: apps, back office, ledger, tariffs and compliance workflows. It connects to the BaaS and payment providers you choose.
Can I buy a white label banking app?
Yes. The platform includes ready web, iOS and Android apps and a back office, branded for your company and connected to your providers.
Does the platform support crypto?
Yes. Custodial and non-custodial modules, crypto processing, invoices and crypto payments run alongside fiat accounts.
Can we get the source code?
Yes. Besides SaaS/PaaS, the platform is available under a Source Code License, including on-premises deployment.
Can we see the platform before deciding?
Yes. Request a demo and we’ll walk you through the working platform.
Launch your neobank under your brand
Leave a request and we’ll show you the platform and discuss which modules fit your launch.
